Debt Management.
Free Consult
Review your credit file/debt & discuss your circumstances with your case manager
Plan
Provide you with all the options & gather the necessary documents
Implement
Contact your creditors & advocate on your behalf
Outcome
Provide a suitable outcome so you can move on with your life!
Debt Management Services in Perth.
We search for ways to help without harming your credit history, and we don't encourage bankruptcy or insolvency.
People end up in debt for various reasons, and there’s no need to feel ashamed about it. Simple Debt Solutions is a compassionate advocacy and debt counselling service that’s here to assist you in handling your debt, no matter how it came about.
Our experienced team have a background in assisting individuals with mental health challenges and have helped clients from diverse vulnerable backgrounds. We can stand up for you by negotiating with creditors to halt interest or fees, reduce debts, forgive debts, or set up informal debt agreements to help you repay what you owe over a fixed period.
Our Services Are Designed To Bring Relief.
Dealing with debts and a poor credit history can be a constant struggle. It can be even tougher if you’re already in a vulnerable situation due to factors like mental health issues, family violence, financial abuse, elder abuse and more. Our mission is to ease that burden and support you with genuine and caring financial help and debt management services.
At Simple Debt Solutions, we know that a wide range of factors can lead to debt struggles, and we don’t pass judgment. Our goal is to offer you the support and help you need to regain your financial footing, free from debt stress and legal threats.
Your Accredited Debt Repairers.
We’re here to help you solve your debt troubles through a range of expert debt management services. When it comes to managing your debt, using an accredited, experienced team like Simple Debt Solutions can be a smart choice.
Debt management can involve negotiations between a debtor and their creditors to reach a mutually beneficial agreement for settling their debt. Sometimes, creditors are open to accepting a reduced amount as a one-time payment and under certain circumstances (like coercive control or mental health issues) we can get the debt completely waived.
What Our Client's Say.
Get Back On Your Feet
Our initial consultations are free and confidential. We take the time to listen to your situation and with your input, we work through the various options available until we find the one that best suits your particular circumstances. If we can’t help, we will most definitely refer you on to another professional who can.
We Can Help.
We have significant experience in working with clients from vulnerable backgrounds such as mental health; family violence (coercive control and financial abuse); elder abuse and First Nations People. There are often incidences arising from such cases where a client is not liable for a debt and we carefully and supportively work through those issues on a case-by-case basis, as everyone’s circumstances are different.
Our Senior Case Managers also have a background in mental health, and as such, are experienced in working through these sensitive issues. Simple Debt Solutions also has relationships with other professional services that we can refer to when needed, such as community mental health teams and women’s refuges.
Reach Out To Us Today.
Frequently Asked Questions
Our debt management services dig a little deeper to understand your particular circumstances and why you are no longer able to meet your financial obligations. Our Case Managers will take the time to listen to you, gather the necessary documents and then formulate the best way forward. Together, once we decide on how best to proceed, we will contact your creditors and negotiate to have your debts either waived completely, reduced or enter into a payment plan.
There are many different reasons why people fall behind financially. Some of these include a decline in mental or physical health; a change in family circumstances; natural disasters; a change in employment and/or being a victim of family violence.
When you engage Simple Debt Solutions for our debt management services, we do all the work for you: we contact your creditors and make sure they stop calling you, which in turn immediately reduces your stress levels! The relief of being debt free or having your debts significantly reduced means that you can get on with living your life without the black cloud hanging over your head. And our debt management services do not negatively affect your credit score.
