About Us.
Free Consult
Review your credit file/debt & discuss your circumstances with your case manager
Plan
Provide you with all the options & gather the necessary documents
Implement
Contact your creditors & advocate on your behalf
Outcome
Work towards the most appropriate outcome for your circumstances.
About Simple Debt Solutions
There May Be More Options Than You Realise
When people contact Simple Debt Solutions, they’re often feeling overwhelmed, embarrassed or unsure where to turn.
Some have been declined for finance. Some are dealing with overwhelming debt. Others have been affected by illness, relationship breakdown, financial abuse, business difficulties or unexpected life events.
Whatever has brought you here, our role is simple—to help you understand your situation, explain your options and, where appropriate, advocate on your behalf so you can move forward with greater confidence.
Meet Nikki Dillon
Simple Debt Solutions is led by Nikki Dillon.
Before establishing Simple Debt Solutions, Nikki worked as a mental health nurse, supporting people through some of the most difficult periods of their lives. That experience continues to shape the compassionate, practical approach she brings to every client today.
Financial problems are rarely just about money. They often involve stress, uncertainty, health issues, relationship breakdowns or circumstances outside a person’s control.
Nikki believes every client deserves to be treated with respect, listened to without judgement and given honest, practical advice about the options that may be available.
Our Approach
No two financial situations are ever the same.
That’s why we don’t believe in one-size-fits-all solutions.
We take the time to understand what has happened, what you’re trying to achieve and the circumstances that have brought you here before recommending a way forward.
Where appropriate, we may assist with:
- Credit file and credit reporting concerns.
- Incorrect defaults and other negative listings.
- Debt negotiations and payment arrangements.
- Debt waivers or reduced settlements where circumstances support those outcomes.
- Finance declines and lending concerns.
- Financial situations arising from family violence, financial abuse or coercive control.
- Separation and joint debt concerns.
- Commercial and business credit issues.
If we believe another service is better suited to your situation, we’ll tell you. We believe people deserve honest advice, even if that advice doesn’t involve engaging Simple Debt Solutions.
Why Clients Choose Simple Debt Solutions
Clients tell us they appreciate that we take the time to listen.
We explain complex financial issues in plain English, communicate honestly and work alongside our clients throughout the process.
Many people come to us feeling overwhelmed.
Our goal is that they leave feeling informed, supported and more confident about the road ahead.
What We Believe
Everything we do is guided by four simple principles:
- Treat every client with respect.
- Provide honest and practical advice.
- Never make promises we can’t keep.
- Help people move forward with confidence.
What Our Clients Say.
Let's Talk
If you’re not sure where to start, that’s okay.
Many of our clients felt exactly the same before contacting us.
There may be more options than you realise.
Let’s have a conversation about your situation and explore what options may be available to help you move forward with confidence.
