Get Your Free Credit Report
Free Consult
Review your credit file/debt & discuss your circumstances with your case manager
Plan
Provide you with all the options & gather the necessary documents
Implement
Contact your creditors & advocate on your behalf
Outcome
Work towards the most appropriate outcome for your circumstances.
There May Be More Options Than You Realise
Understanding your credit report is often the first step towards understanding your financial situation.
Many people don’t realise there’s a problem until they’re declined for a home loan, car loan or other finance.
Others simply want to know what information lenders can see before applying for credit.
The good news is that Australians are generally entitled to obtain a free copy of their credit report every three months.
It’s quick, easy and doesn’t affect your credit file.
Why Should I Get My Credit Report?
Your credit report can help you understand:
- What credit accounts are recorded in your name.
- Whether any defaults have been listed.
- Your Repayment History Information (RHI).
- Any Financial Hardship Information (FHI).
- Recent credit enquiries.
- Other information that may be relevant to future finance applications.
Even if you don’t think there’s a problem, checking your credit report regularly is a good financial habit.
Need Help Understanding Your Credit Report?
If you have questions about your credit report or aren’t sure what it means, please contact Simple Debt Solutions. We’ll explain it in plain English and let you know whether we may be able to assist.
