Debt Advocacy & Negotiation
Free Consult
Review your credit file/debt & discuss your circumstances with your case manager
Plan
Provide you with all the options & gather the necessary documents
Implement
Contact your creditors & advocate on your behalf
Outcome
Provide a suitable outcome so you can move on with your life!
There May Be More Options Than You Realise
Living with overwhelming debt can affect every part of your life.
It can impact your health, relationships, sleep, confidence and your ability to plan for the future.
Many people tell us they feel trapped. They don’t know who to talk to, what to say to their creditors or whether there are any realistic options available.
The good news is that every financial situation is different, and understanding your options is often the first step towards reducing stress and moving forward.
You’re Not Alone
People contact Simple Debt Solutions for many different reasons.
Some have experienced illness or injury.
Others have lost their job, gone through a relationship breakdown or experienced financial abuse.
Some are caring for family members or facing unexpected life events.
Others simply feel overwhelmed by debts that have gradually become unmanageable.
Whatever has brought you here, our first step is always the same:
We listen.
How Simple Debt Solutions May Be Able To Help
Depending on your circumstances, we may be able to assist with:
- Communicating and negotiating with creditors.
- Exploring debt waivers where appropriate.
- Negotiating reduced settlements.
- Discussing payment arrangements.
- Reviewing debts affected by exceptional circumstances.
- Understanding how debts may be affecting your credit file.
- Explaining the options that may be available.
Our role is to help you understand your situation, identify realistic pathways and advocate on your behalf where appropriate.
You Don’t Have To Deal With Creditors Alone
One of the biggest sources of stress for many people is the constant phone calls, letters and emails from creditors.
Clients often tell us that simply having someone guide them through the process—and, where appropriate, communicate with creditors on their behalf—provides immediate relief.
Knowing someone understands the process and is helping you navigate it can make an overwhelming situation feel far more manageable.
Honest Advice Comes First
Simple Debt Solutions isn’t about selling services you don’t need.
If we believe another option or another organisation is better suited to your situation, we’ll tell you.
We believe people deserve honest advice, practical guidance and realistic expectations.
That’s how we’ve built our reputation.
What Our Clients Tell Us
Many clients say the biggest change isn’t just the financial outcome.
It’s the relief of finally understanding their options.
For some, it’s having someone explain everything in plain English.
For others, it’s knowing they’re no longer facing the situation on their own.
Let's Talk
If debt has become overwhelming, don’t assume you have to keep dealing with it alone.
There may be more options than you realise.
Let’s talk about your situation and explore what may be possible.
Based in Perth, assisting clients Australia-wide.
